Zvemukati
- 1. Kuchengeta chikafu patafura
- 2. Maitiro ekubhadhara mabhiri ako
- 3. Kutsvaga kwekugara
- 4. Kubhadhara kuchengetwa kwevana
- 5. Kufambirana nekutakura
- 6. Inishuwarenzi yehutano
- 7. Kugadzirisa zvikwereti zvasara
Kuenda kuburikidza nekurambana kunoshungurudza zvakakwana kugadzikana kwako kwepamoyo, ndoda izvo zvazvichaita kuhupenyu hwako hwemari.
Saamai, kunetsekana nezve izvo kurambana kwako kuri kuita kuvana vako kunopedza pfungwa dzako zvakada kuita sekugadzirira matambudziko emari mushure mekurambana.
Kubva pakubhadhara zvikwereti, kuchengetedza chikafu patafura, uye nekupa vana vako semubereki mumwe chete.
Kuziva matambudziko emari yaamai vasina murume kunogona kukubatsira iwe kugadzira chirongwa chemutambo nezve nzira yakanakisa yekuchengeta vana vako mumamiriro ako matsva ekuva mubereki.
Heano matambudziko manomwe emari ekuva amai vasina murume waungangosangana nawo mushure mekurambana.
1. Kuchengeta chikafu patafura
Saamai vakarambana, zvinokwanisika kuti mari yemhuri yako yadimburwa nepakati kana kutopfuura. Pamwe, iwe wanga usiri kushanda zvachose pawakange wakaroora.
Chero mamiriro ako ezvinhu, pfungwa dzako ikozvino dzinotenderera kuti ungachengeta sei zvinodiwa muhupenyu hwako. Ehezve, zvekushandisa kuchikoro uye zvipfeko zvakare chikonzero chekushushikana mushure mekurambana kwako sezvo zvinhu izvi zvisingauyi zvakachipa.
Chimwe chezvinonetsa zvakanyanya kana matambudziko ekurera mumwe chete aungatarisana nawo ndeye nzira yekuriritira nayo mhuri yako.
Mari yemushumo wekudya kubva kuUSDA yakaratidza kuti mutengo wechikafu pamwedzi wemunhu mumwe unotangira pamadhora zana nemakumi masere nemazana manomwe nemakumi mana nemashanu, zvichienderana nezera rako uye murume kana murume. Uyu mutengo unongokwira chete nevamwe vana vaungave uine.
Uyezve tarisa:
Kana iwe uchinetseka mune zvemari mushure mekurambana, chinhu chekutanga chaunofanira kufunga nezvacho kutsvaga mazano kubhajeti yemamoms asina kuroorwa kana matipi ebhajeti evanamai vasina murume.
2. Maitiro ekubhadhara mabhiri ako
Kubhadhara mabhiri ako emwedzi nemwedzi kana kubhadhara mutero ndeimwe yematambudziko makuru emari kuna amai vasina murume.
Kuchengeta zviwanikwa zvemumba mako zvinogona kutyisa uye kukurisa, asi usarase tariro. Pane nzira dzakawanda dzekupfuura nenguva ino kusvika iwe wawana mamiriro emari akagadzikana.
Semuenzaniso, iwe unogona kuwana rechipiri basa kana basa-kubva-pamba chinzvimbo online kuti ikupe iwe yekuwedzera mari.
Kutengesa imba yako uye kuenda kunogara nevemumhuri kana shamwari dzepedyo panguva ino kunogona zvakare kurerutsa mutoro wezvemari. Iwe unogona zvakare kufunga zvakare kupa mari imba yako kuti uwane yakaderera mwero.
3. Kutsvaga kwekugara
Chokwadi chinosuruvarisa ndechekuti, mumwe chete pavakadzi vashanu achawira pasi pehurombo ($ 20,000 yemari inowanikwa pagore yemhuri yevatatu) mushure mekurambana.
Iyi haisi nhamba yakakura yevanamai vasina murume vanotarisa kuti vape yakanakisa chikoro uye mamiriro edzimba kuvana vavo.
Imwe yematambudziko makuru emari kuna amai vasina murume ndiko kwauchanogara. Kana iwe usingakwanise kuchengeta yako yekutanga mhuri imba, usaore moyo.
Kune zvakawanda zvekubatsira dzimba kune vanamai vakarambana, uye kumhuri dzine mari shoma rubatsiro kune vanamai vakarambana vasina mari kana vanamai vasina murume vane mari shoma.
Unogona kusarudza kugara nenhengo dzemhuri kwenguva pfupi mushure mekurambana. Usanyanya kudada kuti ugamuchire rubatsiro kubva kushamwari uye mhuri panguva ino yekuyedza.
4. Kubhadhara kuchengetwa kwevana
Saamai vachangobva kuroorwa, zvisungo zvako zvemari zvinogona kukumanikidza kudzokera kubasa kana kutotora mabasa maviri kamwechete.
Uku kunogona kuva kukuvadza kunoparadza, nekuti kwete chete kuti iwe unzwe kunetseka uye kupera simba, zvinotorawo nguva yako kure nevana vako.
Kushanda izere-nguva kungareva kuti iwe unofanirwa kuwana yakakwana yekuchengeta vana zvivakwa paunenge usiri pamba nevana vako.
Iwe unogona zvakare kukumbira rubatsiro rwemhuri yako neshamwari kuti utsvage kuchengeta vana vako iwe paunenge uri kubasa, zvirinani kusvikira waita zvemari zvakare.
5. Kufambirana nekutakura
Sezvinoenderana ne data kubva kuFederal Reserve avhareji kubhadhara mota pamwedzi muUSA unouya pakati pe $ 300- $ 550 pamwedzi pamotokari nyowani.
Iyi chikwereti chakaita kunge zano rakakura pawaive mhuri yekugovana mutoro wezvemari pakutenga kwako, asi saamai vasina murume, musoro wako unogona kunge uchitenderera kana iwe uchiedza uye kuverenga kuti ungachengeta sei mota yako.
Saamai vasina murume, kutakura kwakakosha. Izvi zvinodikanwa kuendesa vana vako kuchikoro, kuwana grocery, kuenda kubasa, uye kana paine emergency.
Kana iwe ukaona kuti haugone kuvhara chikwereti chako chitsva chemotokari, unogona kukwanisa kutaurirana nevatengesi kuti vadzorere, kana iwe unogona kuitengesa online uye kusarudza mota yakamboshandiswa iri mune yakanaka mamiriro.
6. Inishuwarenzi yehutano
Mabasa ekurapa ndeimwe dambudziko rezvemari kuna amai vasina murume izvo zvino zvinowira kwauri semubereki mumwe chete.
Nehurombo, mumwe muvakadzi vana anorasikirwa nehutano hwavo hweinishuwarenzi kwenguva yakati mushure mekurambana. Izvi zvinogona kukonzera kushushikana kukuru sezvaunotora pane iri dambudziko.
Usarega zvichikukurira. Saamai, ibasa rako kuona kuti vana vako vanochengetwa, kunyanya kana paine njodzi.
Ita nekushingairira kutsvagurudza kuti uve nechokwadi chekuti unopera neakanakisa inishuwarenzi izvo zvichavhara mhuri yako pamutengo wakaderera.
7. Kugadzirisa zvikwereti zvasara
Kana iwe uchinge wakaroora kwenguva yakareba, zvinowanzoitika kuti iwe newawakaroorana mukawana imwe huwandu hwechikwereti chakagovaniswa pamwechete.
Zvichida iwe wakatenga mota iyo iwe uchiri kuibhadharira, uchifunga kuti mumwe wako angave aripo kuti abatsire kuibhadhara.
Kutanga hupenyu hwako sevakaroora pamwe raive dambudziko remari, kutanga ne - uye izvo zvaive usati wave nemakadhi echikwereti.
Iyo mogeji, fenicha zvikwereti, uye kiredhiti kadhi chikwereti zvakare zvakajairika zvikwereti izvo zvinogona kunge zvasara mushure mekurambana.
Kana zvikwereti izvi zvisina kugadziriswa mudare kana mumwe wako akaramba kukubatsira iwe kubhadhara mugove wavo, zvinogona kutaridzika kunge zvinotyisa, kunyanya kana iwe uri kuyedza kutanga hupenyu hwako.
Usakanda mapfumo pasi
Zvinetso zvemari zvaamai vasina murume mushure mekurambana hazvisi nyore kubata nazvo, asi usakanda mapfumo pasi.
Nokuronga kwakakodzera, rubatsiro kubva kumhuri neshamwari, moyo murefu, uye kutsunga, unogona kupfuura neino nguva yakaoma nemusoro wako wakasimudzwa.