Zvemukati
- 1. Tinoshanda sechikwata here?
- 2. Tine chikwereti chipi?
- 3. Tinoronga kuita vana here?
- 4. Ndezvipi zvinangwa zvedu zvemari?
- 5. Tichamisa sei bhajeti yedu?
- 6. Ndedzipi mari dzatinotarisira kubva kumhuri yakatambanuka?
- 7. Tine homwe ye emergency here kana yemudyandigere?
- 8. Tiri kuenda chegumi here?
Wese munhu anoziva kuti mari chinhu chinobata, uye kunyanya zvakadaro muwanano. Vamwe vakaroorana vangangoda kutaura nezve hupenyu hwavo hwepabonde pane nezvemari yavo!
Sezvo nezvakawanda zvinhu muhupenyu; kuva vakasununguka uye vakatendeseka kune mumwe nemumwe ndiyo nzira yakanakisa yekutarisana nekukunda matambudziko pamwechete.
Kana iwe uchikwanisa kutanga kugadzira yakanaka nzira yekushandisa mari, kana kuronga manejimendi kubva pakutanga chaipo, kunyangwe usati waroora chaizvo, zvinokumiririra mune yakanaka makore anotevera.
Aya matipi masere ekutarisira mari anokupa iwe kutanga kwekufunga nezve kuronga kwemari kune vakaroora uye nemaitiro ekushandisa mari zvirinani.
1. Tinoshanda sechikwata here?
Uyu mubvunzo wakakosha unoshanda kwete kwete chete pamabatirwo emari muwanano asiwo kunzvimbo dzese dzehupenyu hwevakaroora. Iwe unofanirwa kufunga nezve kana iwe uchizochengeta akaparadzanisa maakaundi, kana kubatanidza yako ese ako emari.
Kana yekutarisira mari muwanano, iwe ukasarudza kuve nemaakaundi akaparadzana, muchave here mumwe nemumwe ane chekuita nezvezvimwe zvekushandisa, uye muchave pachena nezve zviyero zvenyu?
Iwe uchine pfungwa ye 'yangu' uye 'yako,' kana iwe unofunga maererano ne 'yedu.' Kukwikwidza kunogona kuva chipingamupinyi chaicho kushanda sechikwata.
Kana iwe uchinzwa kuti neimwe nzira iwe unofanirwa kukwikwidza uye kugara uchizviratidza kune mumwe wako, zvinokutadzisa iwe kuona izvo zvakakunakira imi mese muri vaviri.
2. Tine chikwereti chipi?
Izwi rakakura rekuti “D” rinogona kunetsa kubata naro, kunyanya kana uchangoroora. Saka vakaroorana vanofambisa sei mari kana vaine zvikwereti?
Kutanga iwe unofanirwa kudaro iva akatendeseka zvakakwana pamusoro pezvikwereti zvako zvese zvasara.
Usarambe kana kukwenya padivi idzo dzausingakwanise kutarisana nadzo sezvo dzichizokura chete nekuita kuti zvinhu zviwedzere kupera pakupedzisira. Tarisana nezvikwereti zvako pamwechete uye, kana zvichidikanwa, tsvaga rubatsiro mukugadzirisa chirongwa chekubhadhara.
Kurairwa kwechikwereti kunowanikwa zvakanyanya, uye pane nzira yekufambira mberi mune ese mamiriro. Paunenge iwe uchikwanisa kusvika kune isina chikwereti chinzvimbo, ita zvese zvaunogona semurume nemurume kuti musarambe muchikwereti zvakanyanya.
3. Tinoronga kuita vana here?
Uyu ndiwo mubvunzo waungangodaro wakurukura padanho rekutanga pawakaona kuti hukama hwenyu hwakanga hwakakomba. Izvo zvakakosha kuti iwe usvike pakubvumirana uye nekunzwisisa pane zvine vana zvine chekuita.
Kunze kwezvikomborero zvese zvekutanga mhuri, hongu, kune zvimwe zvekushandisa izvo zvinogona kuisa kushushikana pamabatiro emari kune vakaroorana.
Sezvo vana vanokura pamusoro pemakore, saizvozvowo mari yacho inowanzokura, kunyanya zvine chekuita nedzidzo dzedzidzo. Iyi mari inoda kukurukurwa uye kutariswa paunenge uchironga mhuri yako pamwe chete.
4. Ndezvipi zvinangwa zvedu zvemari?
Imwe yemabhenefiti ekugovana mari muwanano ndeyekuti iwe unogona seta zvinangwa zvako zvemari pamwechete. Uri kuronga kugara mune imwechete imba kana imba kweupenyu hwako hwese, kana iwe ungade kuvaka kana kutenga yako wega nzvimbo?
Ungada here kutamira kumaruwa kana kugungwa? Pamwe iwe unoda kushandisa ako anotevera makore kufamba nyika pamwechete. Kana kuti pamwe ungade kuvhura rako bhizinesi.
Kana iwe uchitova mune basa rakanaka, ndeapi mikana yekusimudzira yaunofanoona? Zvakanaka kukurukura iyi mibvunzo nguva dzose uye kuongorora zvakare zvinangwa zvako zvemari nguva nenguva, mwaka yegore rako pahunofambira mberi.
5. Tichamisa sei bhajeti yedu?
Kugadzira bhajeti yevakaroora inogona kuve mukana wakanaka wekuzivana padanho rakadzika.
Sezvo imi muchikanda kunze kwehunhu-hwehunhu hwemari dzenyu dzemwedzi nemwedzi, dzevhiki, uye dzezuva nezuva, munogona kusarudza pamwechete zvakakosha, zvakakosha, uye zvisina kukosha kana kuraswa.
Kana usati wambochengeta bhajeti kare, ino inguva yakanaka yekutanga.
Iyo pasina mubvunzo ichave yekudzidzira curve kune mose uye kukupai iwe seti yemiganhu iyo inobatsira kukupa iwe kugadzikana kwepfungwa, uchiziva iwe uchazviita nemari kana iwe garai mubhajeti yamakabvumirana pamwe chete.
6. Ndedzipi mari dzatinotarisira kubva kumhuri yakatambanuka?
Maitiro ekuita zvemari muwanano? Zvichienderana nemamiriro ako ega emhuri, ungangoda kufunga nezvezvimwe zvekushandisa zvine chekuita nevehukama hwemhuri yako.
Iwe une vabereki vakwegura vanoda rubatsiro here, kana kuti zvimwe vabereki vako vangatoda kuzogara newe pane imwe nhanho?
Kana kuti pamwe mumwe wehama dzemumwe wako ari panguva yakaoma; kurambana, kusiya basa, kana kusangana nedambudziko.
Ehezve, iwe ungade kubatsira chero kwaunogona, saka izvi zvinoda kukurukurwa zvakanyatsonaka, kuve nechokwadi chekuti mese muri papeji imwechete kana zvasvika pakuti riini uye zvakadii zvamuri kuzobatsira.
Uyezve tarisa:
7. Tine homwe ye emergency here kana yemudyandigere?
Kana iwe uri mubishi kurarama hupenyu hwako zuva nezuva mune izvozvi, zvinogona kuve nyore kukanganwa nezve 'vaviri vezvemari kuronga.' Nekudaro, kusarudza zvine hungwaru zvemari muwanano yako kunosanganisira kufunga nekuronga pamberi nemumwe wako.
Unogona kuda kurukurai kumisa homwe yechimbichimbi kune izvo zvisingatarisirwi zvemari zvinokura nguva nenguva, sekugadzirisa mota, kana kana muchina wekuwachisa ukafa.
Zvino, chokwadika, kune basa rekurega basa. Kunze kwepenjeni homwe iwe yaungave uri kuwana kubva kubasa rako, ungangoda kusendeka parutivi zvishoma kune izvo zviroto zvawanga uchichengeta kwemazuva ako ekurega basa.
8. Tiri kuenda chegumi here?
Chegumi ndeimwe yetsika dzakanaka idzo dzinotibatsira kuti tirege kungofunga zvakatinakira uye neudyire.
Kupa kanokwana gumi muzana yemari yako kuchechi yako kana rubatsiro rweyako sarudzo inokupa imwe pfungwa yekugutsikana iyo inouya nekuziva kuti iwe neimwe nzira wakasimudzira kune mumwe munhu mutoro.
Pamwe iwe unonzwa sekuti haugone kutenga chegumi, asi uchiri kukwanisa kupa nenzira, ingava nguva yako kana mutsa wekugamuchira vaeni. Mose muri vaviri munofanira kubvumirana pamusoro peizvi uye mugone Ipai nokuzvidira uye nomufaro.
Vanoti hapana munhu anombove murombo zvekutadza kupa, uye hakuna munhu anogara akapfuma zvekuti havadi chero chinhu muhupenyu. Zvakare, shandisa aya matipi ekuti ungashandise sei mari sevakaroora kunyatsogadzirisa mari yemuchato.