Zvemukati
Muchato wako unofanirwa kuve kutanga kwehupenyu hunoshamisa pamwechete, kwete honzeri yemusoro-refu wemusoro. Kugara mukati mebhajeti, kudzivisa kupokana kwemhuri, uye kuve parutivi rwerudyi rwemutemo zvese zvakakosha munguva refu kupfuura kuti vasikana vechikomba vakaita semadhirezi avo.
Gadzira bhajeti yekufungidzira zvese nguva nemari inodiwa kuti rako rakakosha zuva rikanganwe munzira dzakakodzera. Funga kushandisa yekutarisa kana yepamhepo kuronga kuti uve nechokwadi chekuvhara zvese zvinodiwa mabhesi.
Iwe haudi kubhadharisa peni yako yekupedzisira kana kutarisana nezvipingamupinyi zveminiti yekupedzisira sekuwana nzvimbo yekutambira yawakaronga kushandisa yakavharwa, kana kuti horo inoda mutasvi weinishuwarenzi zvichingodaro.
Kuroora zvinyorwa
Mukati meUnited States, rezenisi rekuroora rinofanirwa kuwanikwa mudunhu rauri kuronga kuroora, zvisinei nekwaunogara. Izvi zvinoreva kutsvagiridza kuti uve nechokwadi chekuti chero magwaro akaiswa nenzira yakakodzera, chero kuongororwa kweropa kunodiwa kunoitwa uye kugamuchirwa, uye chero nguva yekumirira inodikanwa yapfuura zuva raunoronga kuroora risati rasvika.
Kurongeka kumwe chete kana zvimwe zvinofanirwa kuenda kumuchato wekuenda. Tora rezinesi rako rekuroora pamberi, sezvinodikanwa zvemarekodhi emuchato munzvimbo dzinopisa dzezvitsuwa kana kune dzimwe nyika zvinogona kusiyana zvakanyanya, dzimwe nguva kusanganisira nguva yekumirira uye kuwedzerwa kweropa kuongororwa kunotora nguva kupedziswa uye kubvumidzwa.
Iri zvakare zano rakanaka kuti uongorore marekodhi emuchato wemumwe wako kuti uone kuti hapana kushamisika kuri kuvanda uko kungakanganisa zvirongwa zvako.
Yakurudzirwa - Pre Kuroora Kosi Pamhepo
Ronga bhajeti
Michato yemahombekombe ndizvo zvinoitwa nemuchato wekunze kwekurota. Asi, izvo chaizvo zvinogona kuraira nzira ine mwero.
Vanhu vemuAmerica vanowanzoshandisa mari inodarika madhora zviuru makumi matatu pamuchato, nenzvimbo yekugamuchira ichidya inenge hafu yemari yese. Mukuwedzera, inenge chikamu chetatu chemichato yose inopfuura bhajeti.
Vanhu vekuAmerican vanoroora vakura zvakanyanya (vakadzi pazera makumi maviri nemaviri, varume pazera ramakore makumi maviri nemapfumbamwe) kupfuura zvavaimboita, saka zvinogona kunge zvichinyengera kukumbira Amai naBaba kubhadhara chikamu chemuchato wako.
Vabereki vazhinji vachiri kuda kugovera kumichato yevana vavo asi pamwe vanonzwa vasisamanikidzwa kunamatira kune echinyakare mabasa kune vaviri vane mabasa ehunyanzvi, pamwe mudiki mukubata, uye vakagara vese kwemakore mashoma.
Broach musoro wenyaya yemupiro wavo nemibvunzo yakatarwa pakutanga chaipo kuitira kuti ugone kuronga pane zvavachaisa uye pamwe kukumbira kuzvipira kwemari muzvikamu, sekubhadharwa kwemubhadhari wemifananidzo uye nzvimbo yekugamuchira kana yekupa.
Nzvimbo dzekuchengetedza mari
Kudya kumuchato kunodhura.
Nzvimbo huru dzemadhorobha dzinogona kusundira chikwereti ichi kusvika pamadhora makumi manomwe nemashanu pamunhu, nepo michato yemumaguta kana yekumaruwa apo kudiwa kuri pasi kungave hafu yakawanda. Uyezve funga nzvimbo - muenzi wega wega anofanira kupihwa anokwana makumi maviri nemashanu tsoka tsoka, zvinoenderana nesosi imwe. Saka sarudza nzvimbo dzako zvinoenderana.
Mapfekero ezviroto zvako asi chimwe chete chezuva rese.
Funga nezve mutengo wemaruva epakati iwe aunoda, zvipo zvemuchato, iro rakashama bhendi rinozoita kuti munhu wese atambe husiku hwese.
Neraki, imwe ongororo inoratidza mutengo wemadhirezi emuchato anodonha kubva paavhareji yepamusoro ye $ 1,300 makore mashoma apfuura kusvika kumadhora mazana mapfumbamwe apfuura. Dhizaini dzakakurumbira dzakareruka, hadzina kushongedzwa, uye dzinogadzirisika, nekudaro dzinodhura. Kuti uwane mari yakawanda, funga hembe yechipiri-inowanikwa mumusika wepamhepo - hapana munhu anofanira kuziva kuti haisi nyowani.
Sarudza pokutanga
Kana bhajeti yako isisakwanise kudzora nekuti unofanirwa kukoka vanopfuura 150 vashanyi, unogona kutema chakakosha kubva pane yakazara nekuchinja kubva kune bhendi mhenyu kuenda kune deejay, kana kupa buffet chisvusvuro pane kudya-pasi kudya neweta .
Chengetedza bhawa rakavhurika kudzokera kungori awa rekutanga rekugamuchira, kana kufunga nezvekupa doro newaini kune vashanyi uye kukohwa zvakanyanya.
Imwe nyanzvi yezvemari inoratidza kusarudza kuti ungakwanise kushandisa marii, wobva watsvaga nzvimbo nevaraidzi vanokwana bhiri zvinoenderana muzana yeuwandu. Semuenzaniso, kugamuchirwa (muhuwandu, chikafu, zvinwiwa, nezvimwewo) zvinofanirwa kuchengetwa kusvika pa55 muzana yeiyo yakazara, uye mutori wemifananidzo haafanire kudarika gumi muzana yehuwandu.
Kana iwe uchida kuisa munguva uye nesimba, unogona kuveza mari yakawanda kubva pane yakazara nekuunganidza dzimwe shamwari pamwechete kuti dziite basa rakawanda rakaomarara rine chekuita nekurenda zvigaro nematafura, kugadzira zvishongedzo, kumisikidza, uye kugadzirira uye kushandira chikafu chako.
Nzvimbo dzeRustic dzakakurumbira uye dzinoita mifananidzo yakanaka, asi kune bhajeti-smart sarudzo kune avo vanoda muchato weguta guru zvakare.
Dzokorora zviitiko zvemuchato zvaunoshuva paPinterest mupaki yeguta, kamuri reraibhurari yezvakaitika kare, kana kunyange kuseri kweshamwari.
Zvakare, mawebhusaiti akaita sePeerspace anogona kukubatsira kuti uwane nzvimbo dzausina kumbonzwa nezvadzo, kusanganisira matare, dzimba dzekuvhima dzerustic, dzimba dzegrange, kana mapaki emapaki.