Zvemukati
- 1. Dzorera kumashure uye tora mufananidzo wemufananidzo wako wese wezvemari
- 2. Ita runyorwa rwemari yako yazvino yekurarama
- 3. Iva nehanya nezvinhu izvi paunenge uchitaura
- 4. Ita misangano yemari kana mazuva emari chiitiko chepamwedzi
Kana iwe nemumwe wako muchirwira nezvemari, hausi wega. Vakaroorana vanorwa pamusoro pemari zvakajairika sezvazvinowana. Nyaya dzemari muwanano dzinotungamira mukusanzwanana kwakakomba muwanano.
Paavhareji, vakaroorana vanorwa nezvemari kashanu pagore.
Mari-mawaniro aunoiita, chengetedza uye nekuishandisa - inyaya inotyisa uye inogona kuve yakakonzera kunetsana kwevanhu vazhinji.
Asi mari chinhu chakakosha kuhutano hwehukama hwako, saka imi mese munofanira kuve pachena nezve zvinoreva mari kwamuri.
Kugovera zvaunofunga nezvemari ndeimwe yeidzi hurukuro dzakakodzera kuve musati matamira pamwe chete kana kuroora.
Kutaura nezve zvemari kazhinji kunoita kuti vaviri vasagadzikane, izvo zvinoita kuti vadzivise nhaurirano kana kuisundidzira kune imwe nguva.
Asi vakaroorana vanofanirwa kuwana nguva yekugara pasi zvakadzikama uye vataure kuti vanoona sei mari uye basa rayo muhupenyu hwavo hwakagovaniswa. Nhaurirano dzakadai dzinoitirwa kunzwisisa kuti sei mari ichiva dambudziko muwanano.
Taura nezvemari usati waenda kunogara pamwe chete
Mari yave kunetsa here muwanano? Matambudziko emari muhukama anobva mukusawirirana kwemari pakati pevakaroorana.
Kukudziridza imba yakasimba iyo inogona kukunda kushushikana kwezvemari muwanano uye kuenzanisa mari yemuchato, zvakakosha kutora mari nemari matambudziko emuchato.
Heano mimwe mibvunzo yakakosha inotenderera nenyaya dzemari muhukama kuti ubvunze kana iwe uchida kuwana pfungwa yemufananidzo wezvemari wemunhu wauri kufunga kuita kwaari.
Iyi mibvunzo ichajekesa pane zvingangoitika zvewanano uye matambudziko emari uye nekukupa iwe ruzivo rwekuti ungaita sei nenyaya dzemari muhukama.
- Ndeipi mari yemari iyo mumwe nemumwe wako yaanoda kuti anzwe kugadzikana nayo?
- Iwe unofunga kuti zvakakosha here kubatanidza mari yako pamwechete? Iwe unofanirwa kuve uine imwechete yekubatanidza yekutarisa account kana maviri akazvimirira maakaundi? Kana iri yekupedzisira, ndiani achange achitarisira kuti ndedzemarii?
- Iwe unopatsanura sei bhajeti kana yako mibairo yakatosiyana zvakanyanya?
- Ndiani achabata bhajeti remumba?
- Ungaita sei sarudzo nezvekutenga kukuru, senge mota nyowani, zororo, zvemhando yepamusoro zvemagetsi?
- Marii yaunofanira kuisa mukuchengetedza mwedzi wega wega?
- Iwe unofunga kuti zvakakosha here kuti upe kuchechi kana rubatsiro?
- Ko kana iwe usina kuita hurukuro iyi usati wazvipira kune mumwe nemumwe, uye ikozvino urikuona kuti maitiro emumwe wako kumari akasiyana neako?
- Pane here nzira yekujekesa mhepo nezve zvemari pasina kuita kuti hurukuro iyi ishanduke kuita nharo?
Kuvhura zvemari pasina kutsamwa
Wasvika padanho muhukama hwako uko zvakakosha kuti uve nehurukuro inotonhorera, yevakuru pamusoro pebasa rako remari.
Mari muhukama inyaya isinganzwisisike yekukurukura, uye iwe unofanirwa kufamba nekungwarira uchichengetawo kujeka pazvinhu zvemari yemuchato.
Mari inova dambudziko muwanano kana vaviri vasingadi kutaura netsiva iri mumba.
Izvi zvingangoda kuitwa pamberi peasina kwazvakarerekera wechitatu bato, semurongi wezvemari, uyo anogona kukubatsira kukutungamira mune ingave hurukuro yakaoma.
Kupindira zviri pamutemo kunogona zvakare kukubatsira iwe kuona kuti sei mari ichiva dambudziko muwanano.
Hazviwanzo kukosha kuunza nyanzvi, zvisinei, kunyanya kana mari yekubhadhara murongi wezvemari iri kuzowedzera mafuta kumoto wemari. 
Munogona kuenda nenyaya dzemari pachenyu nenzira inobvumira kuti imi vaviri munzwe.
Rongai nguva nemumwe wako kuti mugare pasi mutaure nezvemari uye muchato.
Ipa nguva yakakwana yekuchinjana, uye gadzira nzvimbo iyo hurukuro ichaitwa inonakidza uye yakarongeka.
Pamwe uine makomputa ako aripo kuti uwane maakaundi epamhepo uye software yemabhajeti epamba.
Chinangwa ndechekushanda kuburikidza nemari mune imwe fashoni yakarongeka, saka imi mose munogona kuona kuti imarii iri kuuya uye kuti munofanira kuigovera sei kuti hupenyu hwenyu (uye hukama) zvirambe zviri mugwara.
Izvi zvinokubatsira iwe kubva pakubuda munzira kubva kune ako emari zvinangwa, kuita mari kurwa, uye pakupedzisira unofunga kuti sei mari ichiva dambudziko muwanano.
Uri kutsvaga matipi ekugadzirisa zvemari muwanano? Heano maitiro ekutanga kugadzirisa nyaya dzemari muwanano.
1. Dzorera kumashure uye tora mufananidzo wemufananidzo wako wese wezvemari
Nyora pasi zvinoiswa nemumwe nemumwe wako maringe nemubhadharo kana muhoro wekuzvimiririra.
- Zvakwana here?
- Iko kune mukana wekusimudzira uye kusimudza izvo zvinokutendera iwe kushanduka mune zvemari?
- Pane imwe here yaunoda kana inoda kuve uchiwana yakawanda? Taura pamusoro pechero zvirongwa zvekuchinja kwebasa.
Nyora pasi chikwereti chako chazvino (zvikwereti zvevadzidzi, mota, kubhadhara imba, makadhi echikwereti, nezvimwewo). Chikwereti chako mutoro chimwe chinhu chaunogadzikana nacho?
Imi mose muri kuchengeta izvi pamwero wakaenzana, kana chikwereti chenyu chinoita kunge chiri kuwedzera? Kana zvirizvo, nei?
Kupindura iyi mibvunzo yakakodzera kunokutadzisa kuchema pamusoro pekuti sei mari ichiva dambudziko muwanano.
2. Ita runyorwa rwemari yako yazvino yekurarama
Bvunzana kana izvi zvichiita sezvine musoro. Kana iwe ukafunga kuti iwe unoda kupa yakawanda kune inochengetwa, pane here kune zvezuva nezuva-zuva mari iwe yaunogona kudzikamisa kuti izvo zviitike?
Unogona here kucheka yako yemazuva ese Starbucks kumhanya?
Chinja kune isingadhuri gym, kana kushandisa YouTube yekurovedza kugara muchimiro?
Rangarira, sarudzo dzese dzinodhura dzinoda kuitwa nemweya wekubatana, uye kwete munhu mumwe chete ari kumanikidza mumwe.
Kunzvenga matambudziko emari muwanano, zvakanakisa kusvika pachibvumirano icho imi mese makasununguka nacho maererano nemari yamunoda kuisa mukuchengetedza, uye nechinangwa chei.
Iwe uchazoda kuramba uchiteerera zvinoteererwa neumwe wako kuti iyi hurukuro ienderere zvakanaka uye zvakanaka. Pakati peizvi, iwe unozogona kudzivirira mamiriro ezvinhu apo mari inova dambudziko muwanano.
"Zvinonzwika sekubhadhara zvikoro zvakazvimiririra zvevana zvakakosha kwauri," ndiwo mumwe muenzaniso wekuteerera uchiteerera.
"Ngatione kana tiine zviwanikwa zvekuita kuti zviitike" inzvimbo isiri yekutyisidzira kuti mumwe wako anyatsoongorora chinangwa chezvemari.
3. Iva nehanya nezvinhu izvi paunenge uchitaura
Kana iwe ukaona matauriro ehurukuro achikwira kuenda kunharo, iwe uchazoda kuyeuchidza mumwe wako kuti chinangwa chekugara pasi pamwe chete kuratidza kuti imi mose munoda kuona sei kugadzikana kwemari kweimba yenyu.
Vayeuchidze kuti unovada uye kuti idzi sarudzo mese dzakakosha kuhukama hwenyu.
Tora zororo pfupi kuti udzosere danho pasi kana uchida, asi dzoka patafura kuti urambe uchitaura kuitira kuti ugone kubva pane izvi uine chirongwa chinobatika chamakabvumirana.
Rangarira, uchipindura mubvunzo wekuti, "sei mari ichiva dambudziko muwanano," inobatsira mukuchengetedza hukama hwemhuri.
4. Ita misangano yemari kana mazuva emari chiitiko chepamwedzi
Iwe ikozvino wave nemaonero akajeka emamiriro ako emari uye kwaunoda kuenda kubva pano.
Iwe wabvumirana pane akakosha mapoinzi uye unzwe kugadzikana nechero bhajeti yekucheka kana shanduko yebasa.
Kuti urambe wakabatana nezvinangwa izvi, wadii kuita misangano iyi chiitiko chepamwedzi?
Kuva nenguva yakatarwa yekugara pasi uye kuongorora kuti waita sei nekuomerera kuiyi bhajeti nyowani inhanho yakanaka mukuchengetedza simba rawakagadzira.
Mose muri vaviri muchasiya misangano iyi muchinzwa kuchengetedzeka mune zvemari uye sevanhu vaviri muchitsvaga mhinduro kumatambudziko emari muwanano.
Kubvisa kunetsekana mumari dzako uye nekuzvitsiva nekunzwa kwekuchengeteka kunowedzera mufaro wako semurume nemukadzi uye regai muwedzere uye mubudirire pamwechete.
Mubvunzo, nei mari inova dambudziko muwanano inozove isingawanikwe muhukama hwenyu hwewanano.