Zvemukati
- 15 Matipi ekugadzirisa zvemari muwanano
- 1. Tanga kutaura nezvemari muchato usati waitwa
- 2. Ongorora hukama hwako nemari
- 3. Shandisa makadhi ekubhengi panzvimbo yemakadhi echikwereti kushandisa mari
- 4. Tsanangura zvinangwa zvenguva pfupi uye zvenguva refu zvemari yako
- 5. Kurukurai mupiro mukutsigira vabereki
- 6. Sarudza marongero emari evana
- 7. Kurukurai nezvekushandisa kana murume kana mukadzi mumwe chete akawana mari yemhuri
- 8. Iva nehusiku hwemari mwedzi wega wega
- 9. Kana zvichidiwa, bvunza mazano emari
- 10. Usaise zvakavanzika zvemari
- 11. Zivai mashandisirwo emari yemumwe nemumwe
- 12. Regedza zvakapfuura, uye ronga ramangwana
- 13. Usanyanya kuwedzera bhajeti yako
- 14. Tarisa zvekushushikana kunotenga
- Tora woenda nazvo
Kutaura nezve zvemari uye kuroora ndeimwe yenyaya-dzinonetsa dzinopa mhinduro kubva ku "Inyaya yatinodzivisa" kusvika ku "Yedu yemari bhajeti iri pachena chose."
Vazhinji vakaroorana vane nyaya nemari mune yavo imba; kutaura zvazviri, mari iri panhamba yetatu pazvikonzero zvinoita kuti vaviri varambane mushure mekutaurirana nyaya uye kusavimbika.
Mari haifanire kuve iwo mudzi wezvakaipa zvese, kunyanya zvine chekuita newanano yako. Kana iwe ukaita rimwe basa rekuregedzera, iwe unogona kuve shasha yekugadzirisa zvemari muwanano.
Iwe unogona kugadzirisa chero matambudziko ane chekuita nemari anogona kuitika pamuchato wako kana mushure mekuroora.
Heano maitiro aunogona kuchengeta nharo nezve zvemari padiki, uchitanga neekisesaizi yekuita usati wati "ndinoita."
Zvakafanana Kuverenga: 6 Nzira Dzakakosha dzeKugadzirisa Kusawirirana Kwemari Muwanano
15 Matipi ekugadzirisa zvemari muwanano
Mari inyaya yakaoma kune vakaroorana. Zvinobatsira kana vakaedza kufunga kuti ndedzipi nzira dzakanakisa kubata mari muwanano. Vamwe vanhu vanorova mugwagwa kana zvasvika pakubata mari semurume nemukadzi. Heano mamwe matipi anozokutungamira kuburikidza nekugadzirisa mari muwanano.
1. Tanga kutaura nezvemari muchato usati waitwa
Unogona kuita izvi wakazvimirira, asi kana iwe uri kutora chikamu mukupa mazano usati waroora kana kuroorwa, rega chipangamazano wako atungamire hurukuro iyi.
Iwe uchazoda kuzivisa zvikwereti zvauinazvo, senge mudzidzi, mota, zvikwereti zvemusha, uye kiredhiti-kadhi kiredhiti.
Kana uyu usiri wako wekutanga kuroora, goverana nemumwe wako chero alimony uye mwana kutsigira zvisungo zvaunazvo. Ndokumbira utaure nezveakaundi ako ebhangi uye zviri mazviri: kutarisa, kuchengetedza, kudyara, nezvimwe.
Sarudza maitiro ekugadzirisa mari mushure mekuroora, akapatsanurwa maakaunzi, kana zvese zviri zviviri?
2. Ongorora hukama hwako nemari
Iwe nemumwe wako mune maonero akasiyana pamari here?
Kana iwe usingaenderane nemafungiro ako aunofunga kuti mari yako inofanira kushandiswa (kana kuchengetedzwa), unofanirwa kushanda mukutsvaga mari-manejimendi sisitimu inogutsa mese muri vaviri.
Pamwe sarudza pamubhadharo wekushandisa, taura $ 100.00, uye chero chinhu chiri pamusoro peiyo huwandu chinoda kubvumirana pamberi pechinhu chisati chatengwa.
Kana iwe ukasada kusavaka chibvumirano chekutenga kukuru, ungangoda kuramba wakazvimiririra, wega-unobhadharwa "mari yekunakidzwa" maakaundi, kuti ushandiswe kana iwe uchida chimwe chinhu chako, chakadai sekupfeka kana mutambo wevhidhiyo.
Izvi zvinogona kubatsira kudzikisa nharo nekuti hausi kushandisa mari kubva muhari yakajairika.
3. Shandisa makadhi ekubhengi panzvimbo yemakadhi echikwereti kushandisa mari
Zvingaite musiyano here mabhajeti ako epamba anotarisirwa kana mihoro yako ikasiyana zvakanyanya? Mumwe wenyu unonyara here nemashandisiro aunoita mari yako?
Wakambove here, munguva yakapfuura, kuviga chero kutenga kana kupinda mune yakawandisa kadhi rechikwereti chikwereti nekuda kwekuwedzeredza? Kana zvirizvo, pamwe kucheka makadhi ako echikwereti uye kushandisa makadhi ekubhadharira chete kunopa pfungwa yakanaka yezvemari kwauri.
4. Tsanangura zvinangwa zvenguva pfupi uye zvenguva refu zvemari yako
Imi mose munofanira kubvumirana pamusoro pekuchengetedza pamudyandigere uye kutanga homwe yechimbichimbi kana kurasikirwa nebasa. Marii yaungade kuisa muaccount account mwedzi wega?
Kurukurai kuti mungachengeta sei imba yenyu yekutanga kutenga, kutenga mota nyowani, kana zororo, kana imba yekudyara.
Unobvumirana here kuti kutanga homwe yekoreji yevana vako kwakakosha?
Dzokorora zvinangwa zvako zvemari zvipfupi uye zvenguva refu kamwechete pagore kuitira kuti ugone kutora stock uye woongorora kana izvi zvibodzwa zvashanduka (kana, zvirinani, zvasangana!).
Kana iwe uchizvida, tsvaga rairo rezvemari kubva kuvanhu vanoigonera.
5. Kurukurai mupiro mukutsigira vabereki
Ndokumbira utaure nezve mupiro wako mukutsigira vabereki vako, izvozvi uye mune ramangwana, apo kwavo kwehutano zvavanoda zvichawedzera.
Iva pachena kana "uchipa" nhengo yemhuri yako nemari, kunyanya kana nhengo yemhuri iyoyo ikavimba nerupo pane kuwana basa iye
Ita shuwa kuti mumwe wako anoziva uye ari muchibvumirano neichi gadziriro.
Kurukurai zvinodiwa nevabereki vari kuchembera uye kana muchizokwanisa kuvaswededza padyo nemi kana kunyangwe mumba menyu. Izvi zvinokanganisa sei mamiriro ako emari?
6. Sarudza marongero emari evana
Ndeapi mafungiro ako nezvezvipo? Vana vanofanirwa kubhadharirwa mabasa anobatsira mukufamba kwemhuri zvakanaka? Kana vakura zvekugona kutyaira, vanofanirwa kupihwa mota, kana kuti vanofanirwa kuishandira?
Vechidiki vanofanirwa here kuita basa rekuzorora vachiri kuchikoro? Uye koreji? Vanofanirwa kubatsira kubatsira kudzidzira? Tora zvikwereti zvevadzidzi? Ko zvakadii kana vapedza kudzidza kuyunivhesiti?
Ungaenderera here uchivatendera kuti vagare vasina rendi kumba? Ungabatsira here nemaroja eimba yavo yekutanga?
Iyi yese misoro yakanaka yekukurukura newawakaroorana naye uye kushanyirazve apo vana vanokura uye mamiriro ako emari achichinja.
7. Kurukurai nezvekushandisa kana murume kana mukadzi mumwe chete akawana mari yemhuri
Kuva neumwe wekugara-pamba-mukadzi uye mumwe mubhadharo-dzimwe nguva kunogona kukonzera makakatanwa emari, sezvo mubhadharo angangonzwa sekunge vanofanirwa kuve nezwi rakawanda rekuti vangashandise sei mari mushure mekuroora mumhuri.
Ichi chikonzero nei zvichikosha kuti munhu anogara pamba ave nerimwe basa kwaanonzwa kudzora pamari.
Pane mikana yakawanda yekugara-kumba-vakaroora kuti vauye nemari shoma: eBay kutengesa, kunyora kwakazvimiririra, kudzidzisa kwakazvimiririra, kuchengetwa-kumba kwevana kana kugara kwechipfuwo, kutengesa hunyanzvi hwavo paEtsy, kana kutora chikamu mukutsvaga kwepamhepo.
Chinangwa ndechekunzwa kunge ivo vari kutora chikamu mune yemhuri hutano hwemari uye vane imwe yavo mari yekuita nayo sezvavanoda.
Mubhadharo-anotambira anoda kuziva mupiro weasina-mubairo anotambira. Ivo vanochengeta imba nemhuri kumhanya, uye pasina munhu uyu, uyo anotambira mubhadharo anofanirwa kubhadhara mumwe munhu kuti aite izvi.
8. Iva nehusiku hwemari mwedzi wega wega
Kugadzirisa mari semurume nemudzimai kunogona kutaridzika sechinhu chakareruka chinoda kuchengetwa, asi inguva yekutaurirana. Zvemari manejimendi muwanano zvinofanirwa kuve zvine hutano.
Saka iwe unoseta imwe nguva padivi mwedzi wega wega kuti uteedzere mari yako yekuchengetedza uye yekushandisa. Iwe unogona kukurukura yemumwe mubhadharo munguva pfupi iri kutevera, kana iwe unofanirwa kuchengetera chimwe chinhu mune ramangwana.
Kurukurai zvese uye muve nechokwadi chekuti mese munotaura nezvazvo pachena. Izvi zvinokubatsira mukugadzirisa mari muwanano.
9. Kana zvichidiwa, bvunza mazano emari
Iyi ingangove yeimwe yakakosha matipi emari kune vakaroora. Zvinenge zvichibatsira kana iwe uchinzwisisa kuti imba yako inogara ichiuya pekutanga, uye kana paine dambudziko pamari yevaviri, iwe unofanirwa kutsvaga mazano ehunyanzvi.
Ngatiti iwe urikutsvaga matipi pamabatirwo emari kana kuvhiringidzika nezve maitiro ekushandisa mari mushure mekuroora. Muchiitiko ichocho, vazhinji vanopa mazano emari vanopa kuraira kwemari kune vakaroora.
Iwe unogona kuwana imwe uye wotarisa rairo yezvemari kune vakaroora.
10. Usaise zvakavanzika zvemari
Shanduko dzemari mushure mekuroora dzinogona kunetsa, asi iwe unofanirwa kuziva kuti kuchengeta zvakavanzika zvemari kunogona kudzingira imba yako mugomba dema.
Saka vanhu vazhinji vanovanza maaccount avo ekuchengetedza, kadhi rechikwereti, maaccount ekutarisa, etc. Vanoshandisa mari vasina kuudza vavakaroorana navo, uye kana vamwe vavo vakakosha vazviziva, muchato unoshanduka kuita hondo.
Zvirinani kuve pachena pamusoro pemari mushure mekuroora. Zvinoita kuti imba yako irambe yakasimba uye ikubatsire iwe kuvaka ramangwana rakanaka pamwe chete. Zvakavanzika ndezve taboo kana zvasvika pakutarisira mari muwanano.
Kuvanza mari kunosimudzira nyaya dzekuvimba muwanano uye kunogona kuva chepfu kune hukama.
Zvakafanana Kuverenga: Kutaurirana Mari Kunobatsira Sei Kudzivisa Kusawirirana Muwanano
11. Zivai mashandisirwo emari yemumwe nemumwe
Zvakanakisa kuziva kana mumwe wako ari saver kana spender. Imwe yezano rakajairika rezvemari kune vakaroora ndeyekuziva kuti ndiani pakati pavo peni anochengetedza uye ndiani anoshandisa mari. Inokubatsira iwe kubata mari yako zvinobudirira.
Iwe unogona nyore kushandisa mari muwanano nekuuya nechibvumirano chinokuchengetedzai mese kufara.
Iwe unogona kuve nemuganhu wemubhadharo uyo usinganzwe sekurambidzwa kune mumwe mudiwa.
Kana iwe uchinetseka kuuya nechibvumirano chinokwana zvido zvemari zvako nemumwe wako, iwe unofanirwa kutsvaga rubatsiro rwehunyanzvi.
Zvakafanana Kuverenga: Mashandisiro Aungaita Mumwe Wako Mumwe Anokukanganisa Iwe?
12. Regedza zvakapfuura, uye ronga ramangwana
Pamwe mumwe wako akanganisa mari munguva yakapfuura, asi iwe unofanirwa kunzwisisa kuti dzimwe nguva vanhu vanoita zvisarudzo zvisirizvo. Imi mose munogona kuongorora mari dzenyu dzekudyara uye nekugovana matipi pamabatirwo emari.
Shingairirai kana muchironga ramangwana renyu remari pamwe chete. Izvi zvinosimudzira mweya wemumwe wako uye nekuvabatsira kuti vatarise pazvinangwa zvemari nezvinangwa.
Vanhu vazhinji vanopokana nesarudzo dzemari dzeumwe wavo vasina kuzvitarisa vega. Zvinogona kubatsira kana iwe ukanzwisisa kana paine dambudziko kana kuti kwete, uye kana paine, bata nyaya yacho zvine mutsindo.
13. Usanyanya kuwedzera bhajeti yako
Kugadzirisa mari muwanano kunogona kukurira, kunyanya kana vaviri vacho vaine mari yakagadzikana. Dzimwe nguva vakaroorana havaronge ramangwana rakangwara nekuti vanonzwa vane simba rezvemari panguva iyoyo uye vanofunga kuenda pamusoro.
Paunenge uchitarisira mari muwanano, hauite sarudzo dzekushandisa dzinokanganisa hukama hwenyu.
Forex: Vanhu vanowanzo tambanudza kutenga yavo yekurota imba, uye hombe chunk yemari yavanowana inoenda mukuzvipira.
Usaite zvikanganiso zvakadaro uchigadzirisa mari muwanano.
14. Tarisa zvekushushikana kunotenga
Kana imi makagadzirira kushandisa mari semurume nemukadzi, munofanirwa kuita ese makuru ekushandisa pamwechete, senge mota, dzimba, nezvimwe.
Dzimwe nguva vanhu vanoshandisa mari yakawanda pakuita chishuwo uye vanofunga kuti vangazoshamisira mumwe wavo vozoona kuti kwaive kusarongeka.
Mumwe wako haafanire kunzwa kuti varasikirwa nemari mukutonga uku. Kuvasiya kunze kwesarudzo huru yezvemari kunogona kukonzera imba yako kumatambudziko.
Nharo hombe dzinogona kuitika kana ukashandisa mari yakawandisa usina kubvunza mumwe wako. Iyo ndeimwe yemazano akanakisa emari kune vakaroora iwe aunogona kuwana.
Tora woenda nazvo
Imi muri chikwata chakatsika zvakaenzana, uye kunyangwe kana mumwe chete wenyu achishanda kunze kwemusha, imi mose munoshanda.
Kuongorora zvemari muwanano yako kunogona kuve nzvimbo inonetsa, asi chinhu chakanakisa chaungaite kuvhura, kutendeseka, uye kuzvipira mukukurukurirana kunogara kuripo pamusoro penyaya iyi.
Tanga muchato wako parutsoka rwerudyi nekutaura pamusoro pehutariri hwakanaka hwemari uye nekuuya nehurongwa hwakaringana hwekugadzirisa bhajeti, kushandisa mari, uye kuisa mari.
Nzwisisa izvo zvinofanirwa kuitwa nezve zvemari mushure mekuroora kuti uchengetedze hupenyu hwako hunofara uye hunogutsa.
Kugadzira tsika dzakanaka dzemabatiro emari pakutanga kwemuchato wako chikamu chakakosha chehupenyu hune hutano, hunofadza, uye hwakadzikama mune zvemari pamwe chete.