Zvemukati
- 1. Unowana mapepa echikwereti echikwereti chisingazivikanwe
- 2. Zita rako rakabviswa muakaundi account
- 3. Mumwe wako anonyanya kunetseka nezvekutora tsamba
- 4. Mumwe wako ane zvinhu zvitsva
- 5. Mari mune yako yekuchengetedza kana yekutarisa inoshaikwa
- 6. Mumwe wako anonyanya kushungurudzika paunenge uchida kukurukura nezvemari
- 7. Mumwe wako anonyepa nezve mari
- 8. Mumwe wako anoita seanonyanya kufarira mari uye bhajeti
- Tinoita sei nazvo?
- Kuburitswa kwakazara
- Ita chitsidzo chekuchinja
Kazhinji kusavimbika mune zvemari kunogona kuve chiratidzo chezvakadzama nyaya muwanano. Inogona kuve nemidzi mukunzwa kwekusachengeteka uye kuda kwekudzivirira kana kudzora.
Kusatendeseka mune zvemari kunogona kutsanangurwa sekuziva kana kuita nemaune kune mumwe wako nezve mari, kiredhiti, uye / kana chikwereti. Haisi apo neapo kukanganwa kunyora cheki kana debit kadhi kutengeserana. Mamiriro ezvinhu apo mumwe wako akaviga chakavanzika chine chekuita nemari kubva kune mumwe. Sekureva kweNational Endowment yeMari Dzidzo, vaviri muvashanu vekuAmerican vakaita kusavimbika kwemari.
Dzimwe nguva, kusatendeka kwemari kwave kuri kuitika kwemakore uye kunoenda kusingaonekwe uye mune zvimwe zviitiko, mumwe wako anogona kufungidzira kuti zviri kuitika asi kushandisa rationalization kana kuramba nekuti vane dambudziko rekutenda kuti mudiwa wavo angave anonyengera.
Izvi zvinonyanya kuitika panguva ye "Chirongwa cheRudo," inova nguva yekutanga yemuchato apo vanhu vakaroorana vanowanzo pfeka magirazi ane ruvara rwemaruva uye vachida kuona zvakanakira mumwe nekuregeredza zvikanganiso kana zvikanganiso muhunhu hwemumwe wavo.
8 Mireza Tsvuku Yemari Kusatendeka
1. Unowana mapepa echikwereti echikwereti chisingazivikanwe
Iko kushandisa kwakavanzwa kana kuchengetwa kwakavanzika kubva kwauri uye kazhinji kune yakakosha chiyero. Pakupedzisira, mumwe wako anogona kuyedza kutora maakaunzi uye mapassword.
2. Zita rako rakabviswa muakaundi account
Iwe haugone kuwana nezve izvi ipapo uye mumwe wako anogona kunge aine tsananguro inonzwisisika yekuvhara zvikonzero chaizvo zvekuita danho iri pasina kukuudza.
3. Mumwe wako anonyanya kunetseka nezvekutora tsamba
Vangatosiya basa kare kuti vaone kuti vanotora tsamba iwe usati waita.
4. Mumwe wako ane zvinhu zvitsva
Mumwe wako ane zvinhu zvitsva zvavanoedza kuvanzira iwe uye kana iwe ukabvunza mubvunzo nezvazvo, zvinoita kunge vakabatikana zvekutaura kana kuchinja musoro wenyaya.
5. Mari mune yako yekuchengetedza kana yekutarisa inoshaikwa
Wako wawakaroora haana kana tsananguro yakanaka yeizvi uye vanozvikwenya sekukanganisa kwebhangi kana kudzikisira kurasikirwa.
6. Mumwe wako anonyanya kushungurudzika paunenge uchida kukurukura nezvemari
Vanogona kupopota, kukupomera mhosva yekusava nehanya, uye / kana kutanga kuchema paunounza mari.
7. Mumwe wako anonyepa nezve mari
Vanoshandisa kuramba uye kuramba kubvuma kuti vane dambudziko kana kupa zvikonzero.
8. Mumwe wako anoita seanonyanya kufarira mari uye bhajeti
Kunyangwe ichi chingave chinhu chakanaka, mukufamba kwenguva, chingave chiratidzo chekuti ivo vari kunyengera, syphoning mari muakavanzika account, kana vane dambudziko rekushandisa rakavanzika.
Kana murume nemudzimai vasina kutaurirana kwakashata nezvezvinhu zvemari, zvinogona kukanganisa chimiro chehukama hwavo nekuti zvinodzikisira kuvimba nekudyidzana. Kufanana nevakawanda vakaroorana, Shana naJason, mumakore avo ekutanga makumi mana, vaisambotaura nezvematambudziko avo uye Shana ainzwa kusagadzikana muwanano yavo, saka zvaive nyore kwaari kuti anzwe aine kodzero yekuchengeta mari muakaunti yakavanzika.
Vakaroora kweanopfuura makore gumi uye vachirera vana vaviri, vaive vasiyana uye chekupedzisira chavaida kutaura nezvacho pakupera kwezuva refu yaive mari.
Jason akati: Pane dzimwe nguva dzatainetseka kubhadhara mabhajeti emwedzi uye nenguva yese yaaiisa chunk hombe yemubhadharo wake muaccount yaive isina zita rangu pairi. Akazobvuma kuti aimbove murume wake akange achenesa mari yavo vasati vaparadzana asi ini ndakaramba ndisina chivimbo naye. ”
Tinoita sei nazvo?
Nhanho yekutanga mukubata nekusatendeseka mune zvemari kubvuma kuti kune dambudziko uye kuda kwekunetseka uye kuvhura nezvenyaya idzi.
Vese vanhu vari muhukama vanofanirwa kuve vakatendeseka pamusoro pemhosho dzavo dzemari mune dzazvino uye munguva yakapfuura, saka vanogona kunyatsogadzirisa kukuvara kwaitwa.
Izvi zvinoreva kuburitsa zvirevo zvese, kiredhiti kadhi kiredhiti, bhiri, kiredhiti kiredhiti, kutarisa kana sitatimendi yeaccount, kana chero chikwereti, kana humwe humbowo hwekushandisa.
Tevere, vese vaviri vadikani vanofanira kuzvipira kushanda kuburikidza nenyaya pamwechete. Iye munhu akatengeswa anoda nguva yekugadzirisa kune zvakaputsika zvekuvimba uye izvi hazviitike nekukurumidza.
Kuburitswa kwakazara
Sekureva kwenyanzvi, pasina kuburitswa kuzere, iwe unozopinda mumatambudziko muhukama hwako izvo zvinozotungamira kudzikira kwekutendeka kwematanho muhukama hwako nemari.
Iye munhu anokonzeresa kusavimbika kwemari anoda kuve akajeka zvachose uye ave nechido chekuita chivimbiso chekumisa hunhu hunoparadza. Ivo vanofanirwa kuve vachida kushandura maitiro avo ezuva nezuva ekushandisa uye / kana kuviga mari, kukweretesa mari kune vamwe, kana kutobhejera.
Vakaroorana vanofanirwa kugoverana ruzivo nezve yavo yapfuura uye yazvino mari.
Ramba uchifunga kuti iwe unenge uchikurukura manzwiro pamwe nenhamba.
Semuenzaniso, Jason akati kuna Shana, "Ndakarwadziwa kwazvo pandakaziva nezveakaundi account yako." Kuti ugadzire kuvimba, iwe uchafanirwa kugovana ruzivo nezve yako yapfuura uye yazvino zvikwereti, pamwe nemashandisiro maitiro.
Ita chitsidzo chekuchinja
Kana iwe uriwe munhu ane mhosva yekusavimbika kwemari, unofanirwa kuvimbisa kurega kuita hunhu hunonetsa uye nekupa mumwe wako kuvimbiswa kuti wakazvipira kuchinja. Ungangoda kuita izvi nekuratidza bhangi uye / kana kiredhiti kadhi zvirevo. Izvo zvakakosha kuti iwe uzvipire kuita chero zvinodikanwa kuti uvakezve kuvimba newawakaroorana naye uye kubvisa iwe pachako chikwereti, zvakavanzika, uye / kana kushandisa maitiro ari kupa kune chero dambudziko remari.
Vakaroorana vanowanzorerutsa zvinetswa zvewanano uye vanotenga mungano yekuti rudo runokunda zvese uye runodzivirira kutaura nezve zvemari nekuti zvinomutsa kukakavara. Misangano yakakosha mumuchato yakadai sekutenga imba nyowani, kutanga basa nyowani, kana kuwedzera imwe kana vana vakawanda kumhuri zvinogona kukonzera kushushikana nemari.
Kana vaviri vasina kushanda kuburikidza netrust nyaya muzvikamu zvekutanga zvemuchato wavo, vanogona kunetseka kuve vakavhurika nezve zvemari.
Fungai nezvezvirongwa zvekupa mazano sevakaroorana kuti vawane rutsigiro uye neyakarerekera kupindura kana uine mapfupa mazhinji muwadhiropu yako uye iwe kana mumwe wako muchinetseka kuvhura zvemari.
Nenguva uye moyo murefu, iwe unozokwanisa zvirinani kuti uone kutya kwako uye kunetsekana kwako pamusoro pemari nemumwe wako. Rangarira kuti hapana "chakarurama" kana "chisina kunaka" nzira yekugadzirisa nemari uye izano rakanaka kutarisisa zvakanyanya pakuteerera uye kupa mumwe wako zvakanakira kusahadzika. Manzwiro haana "kunaka" kana "akaipa," anongova manzwiro chaiwo anoda kuzivikanwa, kugadziriswa, uye kugovaniswa zvinobudirira kuitira kuti vagamuchire pfungwa yekuti "tiri mune izvi pamwechete" uye nekuwana rudo rusingagumi.