Zvemukati
- 1. Kurukurai zvinangwa zvemari nemiitiro yenyu
- 2. Deredza kana, kana zvichibvira, bvisa zvikwereti
- 3. Ita sarudzo dzakachenjera dzekudyara
- 4. Tanga mari yechimbichimbi izvozvi
- 5. Simbisa ramangwana remhuri yako
- 6. Ronga kuenda pamudyandigere
- 7. Dabble mukuronga zvivakwa kare
Vanoti, "Mari haigoni kukutenga, rudo ..."
Asi chokwadi chinogona kubvarura hukama hwenyu.
Vazhinji vakaroorana vanotanga michato yavo sekurota, vongozobatwa uye kuputswa nenhamo dzemari pakupedzisira.
Ichokwadi chakashata uye chinosuruvarisa, asi kusatarisirwa zvakanaka kwemari kana shanduko yemari mushure mekuroora zvinogona kukonzera kukakavara muhukama hwenyu.
IAmerican Psychological Association (APA) yakashuma kuti chinenge chikamu chimwe muzvitatu chevakuru vane vavanoshanda navo vanotaura mari senzira huru yechinetso muhukama hwavo.
Bvuma kana kwete, kugadzikana mune zvemari chinhu chakakosha kumuchato murefu uye unofadza, ndosaka vanhu vakaroorana vachifanira kushanda pamwechete mukuronga nekuchengetedza ramangwana ravo remari.
Kubva pamatauriro emari kusvika pakurongwa kwenzvimbo, heano mashoma mari anobatsira uye matipi emuchato ekukubatsira iwe kutanga pakuronga zvemari kune vakaroora:
1. Kurukurai zvinangwa zvemari nemiitiro yenyu
Kutaura nezvemari uye kuroora nevamwe vanhu kunogona kusagadzikana, kunyangwe kana "vamwe vanhu" ari mumwe wako.
Nepo imi vaviri muine mari yakafanana uye zvinangwa zvekuroora - kutenga imba, kuchengetedza mari yekuzorora, kana yako koreji homwe yevana, unogona kunge uine mazano akasiyana ekuti ungazadzise sei zvinangwa zvako zvakagovaniswa.
Zvakare, nekuda kwekuti muri vaviri hazvireve kuti hamusisina zvinangwa zvemari zvega.
Aya neako hunhu hwakasiyana / maitiro kuzvinhu zvemari ndizvo zvikonzero zvakakosha nei uchifanira kugara uine hurukuro dzemari kuti usimbise hukama hwako uye uone paumire mune zvemari.
Kusiya zvinhu zvisina kuziviswa zvinogona kungokuparira dambudziko nekusanzwisisana gare gare.
2. Deredza kana, kana zvichibvira, bvisa zvikwereti
Kubvisa zvikwereti ndiyo inokurumidza nzira yekuve wakachengeteka mune zvemari. Asi ndiani asina chikwereti chero chinhu mazuva ano, handiti?
Zvakadaro, sechikamu chekuronga mari kwevaviri vako, iwe nemumwe wako munofanira kuyedza kudzikisa zvikwereti zvenyu nepose pamunogona napo - kutanga nekiredhiti kadhi rako rechikwereti.
Kana uchikwanisa, kubhadhara makadhi ako echikwereti mwedzi wega wega, uye kwete chete iwo mashoma, kudzikisa mari yechimbadzo.
Pa-nguva chikwereti uye bhiri kubhadhara zvine hukuru hwakakomba pane yako kiredhiti mamaki uye, nekudaro, yako yemari kugara zvakanaka.
3. Ita sarudzo dzakachenjera dzekudyara
Sekuyedza sekutora mikana inoita seinopa mari nekukasika, unofanirwa kudzidza kubata mabhiza ako uye kutanga watsvaga.
Rimwezve zano rezvemari kune vakaroorana nderokuchengeta mupfungwa kana zvasvika pakudyara nderekuti kazhinji zviri nani kufunga kwenguva refu uye chengetedza yakaenzana portfolio pane kutevera mafambiro azvino.
Zvakare, usaise mazai ako ese mudengu rimwe chete.
Kugovera zvinhu zvako kunogona kuwedzera mwero wekudzoka. Anopa chipangamazano ane ruzivo anogona kukubatsira mukusarudza iko kusanganisa kwakanaka kwezvinhu kuti akubatsire kuzadzisa zvinangwa zvako zvemari zviviri.
4. Tanga mari yechimbichimbi izvozvi
Hupenyu hune nzira yekukanda ma curveballs paunenge usingafungire, ndosaka iwe nemumwe wako muchida bhuku rekuronga zvemari kune chero njodzi dzemari dziri pamberi.
Mumwe wenyu anogona kunge apererwa nebasa kamwe-kamwe, kana mwana wako anoda kurapwa nekukurumidza.
Chero zvazvingava, kuva nehomwe yechimbichimbi kuchakuchengetedza kubva mune chimwe chikwereti kana chimwe chinhu chisingatarisirwi chikauya chikaomesesa mari dzako.
Sezvineiwo, homwe yako yechimbichimbi inofanirwa kukwana kubhadhara mari yemhuri yako yekugara kwemwedzi mitatu kusvika kumitanhatu. Chengeta mari yacho paakaundi yakaparadzana kuti urege kuishandisa nekuda kwezvimwe kunze kwekukurumidzira.
5. Simbisa ramangwana remhuri yako
Ko kana chimwe chinhu chikaitika kwauri? Mhuri yako ichave yakachengeteka mune zvemari here?
Kana zvasvika pakuchengetedza ramangwana remhuri yako, hapana chinokunda kuve nekodzero uye yakakwana inishuwarenzi marongedzero.
Inishuwarenzi marongero anogona kukupa iwe nemhuri yako mari yekuchengetedza mari kuti murarame zvinosiririsa kana zvisingatarisirwe zviitiko zvehupenyu.
Iwe unogona zvakare kuda kufunga yako wega amburera mutemo pamusoro peyakajairwa hupenyu inishuwarenzi kana hurema inishuwarenzi kufukidza kwekuwedzera kuchengetedzwa.
Rangarira, zvakadaro, kuti yako inishuwarenzi kuchengetedzwa kunogona kuchinja nekufamba kwenguva. Zviongorore pamwe nemupi wezano makore mashanu kusvika gumi kana chero nguva chiitiko chakakosha chehupenyu chichiitika.
6. Ronga kuenda pamudyandigere
Zviri nyore kukanganwa nezvekurega basa nekuti zvinoita kunge zviri kure kwazvo. Asi kana iwe usiri kuda kuramba uchishanda kusvika iwe uine makumi manomwe nekuti hauna kuchengetedza mari yakakwana, zvirinani utange kuronga zvemari kune vakaroora pakurasikirwa kwako iwe uchiri mudiki.
Maererano nenyanzvi, iwe unofanirwa zvirinani bvisa 15% yemari yako pamudyandigere.
Iwe newawakaroorana naye munogona kuchengetedza mari muakaundi yakazvimirira yekurega basa (IRA) kana kupa 401 (k) inotsigirwa nemushandi wako.
A 401 (k) kazhinji kacho ndiko kubheja kwako kwakanyanya kana uchiwanika. Vashandirwi vako vanoenderana mupiro wako kusvika kune imwe muzana, zvinoreva mari yakawanda yekurega basa!
Uyezve ona vhidhiyo inotevera apo vaviri vakaroorana vanotsanangura kuti vakakwanisa sei kusanganisa mari yavo.
7. Dabble mukuronga zvivakwa kare
Iwe unofanirwa kuve nechido, ungave uine vana kana kwete. Iwe unoona, kana ukafa usina wiri, dare rinowana danho rekugovana zvinhu zvako uye rinogona kuzvigovera zvichipesana nezvido zvako kana zvido zvemitezo yemhuri yako.
Iwe haufanire kuve wakapfuma zvakanyanya kana kuunganidza hupfumi kutanga kuronga imba.
Zvishandiso zvekuronga zvivakwa zvakaita sekuda kwekugara, matirastii, uye inishuwarenzi yehupenyu zvinodzivirira mhuri yako uye nhumbi dzako kana iwe usisakwanise.
Kune, zvisinei, kune zvinhu zvakawanda zvekutarisa kana uchigadzira wiri kana chirongwa chezvekugara. Nekudaro, zviri mune chako chakanakira kuwana nyanzvi yepamutemo neyemitero kuraira, kunyanya kubva kune ane ruzivo kuronga gweta gweta.
Kuronga kweimba inzira inoenderera inoda kuvandudzwa kuratidza chero shanduko mumari yako nemuchato.
Kutanga maitiro ekutanga muwanano yako kunogona kukupa iwe newawakaroorana naye chengetedzo nerunyararo rwepfungwa rwaunoda kuti uve nehukama hunofadza.