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Zvemukati
- Kudiwa kwekuzviongorora
- Wana ruzivo rwakajeka rwekuti imi mose munoona sei mari
- Chii chinoitika kana iwe newawakaroorana mukave nekusanzwisisana kwemari?
- Iko kukosha kwekutsanangura bhajeti uye ndiani achabhadhara izvo
- Hukama nemari
- Kugadzirisa kusaenzana kwemari
Mumwe angafunga kuti kutaura nezvemari muhukama kwaizove nyore.
Mushure mezvose, iwe unogona kunge unayo kana iwe hauna.
Asi zvinosuwisa kuti kune marudzi ese etsika dzetsika dzakakomberedza hurukuro yemari, uye, kana izvo zvikawedzerwa kuchokwadi chekuti vakaroorana vanowanzove nenzira dzakasiyana dzekuona mari (maitiro ekuiwana, kuishandisa, kuichengeta), kutaura nezvemari kunowanzo kuunza kukakavara.
Ngatitarisei zvimwe zvinoitwa uye zvisati zviri muhukama hwekutevera kana iwe ukagara pasi kuti uite hurukuro yese yakakosha pamusoro pemari nemumwe wako. Chirevo chekare chekuti "mari haigone kutenga mufaro" chingave chokwadi, asi kusataura nezvemari muhukama kunogona kutungamira mukusafara pakati pevakaroorana.
Kudiwa kwekuzviongorora
Izvo zvese zvinotanga neako wega mafungiro kumari, uye nematauriro aunoita nezvazvo.
Saka, tanga nekuongorora maitiro ako pamari uye kukosha kwayo muhupenyu hwako. Zvibvunze mibvunzo inotevera:
- Ndeapi ako mapfupi uye kwenguva yakareba zvinangwa zvemari?
- Une hurongwa hwakajeka hwekuti ungazadzisa sei zvinangwa izvi, kana chimwe chinhu chisina kujeka senge "rimwe zuva ndichagara nhaka imwe yemari" kana "Ndinovimba kuhwina rotari"?
- Ungatsanangura sei mashandisiro aunoita mari?
- Ungatsanangura sei tsika dzako dzekuchengetedza?
- Iwe unofunga kuti pazera ripi zvakakosha kuti utange kusevha pamudyandigere?
- Unoronga kutenga imba here kana kuramba uri roja? Ndeipi pfungwa iri kumashure kwesarudzo yako?
- Kana iwe uchironga kuita vana, vanozoenda kune yeruzhinji kana yepachivande chikoro?
- Zororo: hombe tikiti zvinhu, kana kuzviita zvakachipa sezvinobvira?
- Iwe unofanirwa kupfuma zvakadii kuti unzwe kugadzikana?
- Ndezvipi zvibayiro zvawakagadzirira kuita kuti uwane hupfumi?
Wana ruzivo rwakajeka rwekuti imi mose munoona sei mari
Zvino, kuti utange hurukuro yemari, ita kuti mumwe wako apindure mibvunzo iyoyo. Wobva wagovana iwe mhinduro.
Iwe haufanire kupedzisa rondedzero muhusiku humwe chete; ichi chingave chirikuenderera mberi nhaurirano.
Asi zvakakosha kuti uve neruzivo rwakajeka rwekuti imi mese munoona sei mari, sezvo kusave pane imwechete peji kunogona kuve hukama hwehukama hwekutadza.
Chii chinoitika kana iwe newawakaroorana mukave nekusanzwisisana kwemari?
Kana, mushure mekukurukurirana kwako, iwe ukaona kuti iwe nemumwe wako hamuna kubatana mune dzenyu dzezvemari, gara wakadzikama. Pachine nzira dzaungaite hukama hwakabudirira kunyangwe kana mumwe wenyu achi saver uye mumwe achishandisa mari.
Iko kukosha kwekutsanangura bhajeti uye ndiani achabhadhara izvo
Mazuva evakaroorana vane maakaundi emabhengi akabatanidzwa apera.
Vazhinji vemazuvano vakaroora mumwe neumwe ane yavo bhengi account, uye pamwe imwe yakajairika imwe yekugovana mari. Aya maitiro akanaka uye anogona kubatsira vaviri vane maonero akasiyana emari kuti varambe vari mukukonana.
Chinhu chakakosha kugara pasi uchironga bhajeti, uchifunga nezvekuti ungabhadhara sei mari yaunogovana yehupenyu hwako.
Pane izvo zvinyorwa zvinofanirwa kuve:
- Rendi kana mogeji
- Zvishandiso
- Cable uye internet services
- Kubhadhara mota, kuchengetedza, uye kugadzirisa
- Zvitoro
- Kuchengetedza
- Kurega basa
- Zororo
- Chero chipi zvacho chinhu chaunofunga semubhadharo wakajairika
Mushure mekusarudza marongero aungaita kune zvakagovaniswa mari, iwe wakasununguka kuita yako mbiri-gourmet-kofi-zuva-tsika nemari inowanikwa kunze kwako muhomwe.
Kunyange izvi zvingaite senge zvinopesana nehunhu hwese hwerudo, zviri nani pane hukama hwako.
Hukama nemari
Hazvina kumbonyanya kukurumidza muhukama kuti uve pachena nezve manzwiro aunoita nezvemari.
Iwe haufanire kusvika padanho rako rekutanga uine kopi yemabhajeti ako emwedzi, asi haufanire kunzwa kunyara nezve kukurukura kuti ndiani achatora bhiri pakupera kwemanheru.
Tsika yehukama hwehukama inotaura kuti chero munhu akaita zvekukoka anotora iyo tab, asi inogara iri chiito chakanaka chekupa kupatsanura bhiri.
Kuona maitiro ezuva rako kune izvo zvinokuudza iwe zvakawanda nezve ivo ivo.
Sezvo zvinhu zvinowedzera kukura, uye iwe ukasvika padanho rekuti iwe uri muhukama hwechokwadi, iwe unofanirwa kuve wakasununguka nezve mafungire mafungire.
Icho chikamu chekuvaka hukama hwako hwepedyo. Kana iwe uine yakawanda yemudzidzi chikwereti, kana hombe mota chikwereti, kana chero chinhu chinokutorera chidimbu chemubhadharo wako mwedzi wega, taura izvo.
Kana iwe uri kuda kuisa mari yakakosha yemari mune ine njodzi yekutanga-up bhizinesi, iwe unofanirwa kuve wakasununguka nezve izvo, futi. Kana iwe ukaisa mubhadharo pakuchengetedza, coupon-kucheka uye kushopa kwakatenderedza kune yakanakisa dhiri rinobvira, mumwe wako anofanira kuziva kuti ichi chikamu chehunhu hwako.
Kana ivo vari vazhinji ve "vanoraramira yanhasi" chikoro chekufunga, iwe uchafanirwa kushanda pamaitiro ekuti uchengetedze hukama hwako huchifara nepo uine akasiyana hunhu hwemari.
Kugadzirisa kusaenzana kwemari
Mari yako yaunotowana yakasiyana zvakanyanya here? Kana iwe nemumwe wako muine kusaenzana kwemari, hausi wega. Ivo vaviri vasingawanzoita vanoita iyo yakaenzana mari.
Zvichida mumwe wenyu anobva kumhuri yakapfuma uye ane trust fund zvinoreva kuti haufanire kushanda zvachose.
Unoita sei kuti ubate rudzi urwu rwemamiriro?
Zvekare, apa ndipo panokosha kutaurirana. Bvunzana mumwe nemumwe kuti unotsanangura sei kuenzana muhukama hwako.
Rangarira, mari haisi iyo yega yakaenzana.
Kune nzira dzakawanda munhu uyo anotambira shoma anogona kupa mune zvisiri-zvemari mazwi kuhukama.